Auto loans: 2020 Kia Optima
None for sale by us right now: rent one for a week first, or ask us to find one. Rated 5.6 to 9.7 L/100 km combined (EPA). 0 NHTSA recall campaigns. CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.
- For sale by us
- 0
- Combined
- 5.6 to 9.7 L/100 km
- Recalls
- 0

For sale
We do not have a 2020 Kia Optima for sale right now. We are a rental company: rent one for a week to try it, or tell us what you want and we look for one for you.
CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.
2020 Kia Optima specs
| Spec | Powertrain 1 | Powertrain 2 | Powertrain 3 | Powertrain 4 | Powertrain 5 |
|---|---|---|---|---|---|
| Engine | 2.0L 4-cylinder hybrid | 2.0L 4-cylinder hybrid | 1.6L 4-cylinder turbo | 2.4L 4-cylinder | 2.0L 4-cylinder turbo |
| Drive | Front-wheel drive | Front-wheel drive | Front-wheel drive | Front-wheel drive | Front-wheel drive |
| Transmission | 6-speed automatic | 6-speed automatic | 7-speed automatic | 6-speed automatic | 6-speed automatic |
| Fuel | Hybrid (gas) | Plug-in hybrid | Regular gas | Regular gas | Regular gas |
| City | 5.9 L/100 km | 6.0 L/100 km | 8.7 L/100 km | 9.6 L/100 km | 11.2 L/100 km |
| Highway | 5.2 L/100 km | 5.3 L/100 km | 6.4 L/100 km | 7.0 L/100 km | 7.9 L/100 km |
| Combined | 5.6 L/100 km | 5.7 L/100 km | 7.7 L/100 km | 8.4 L/100 km | 9.7 L/100 km |
| Electric range | Not rated | 1014 km | Not rated | Not rated | Not rated |
| CO₂ | 132 g/km | 60 g/km | 181 g/km | 199 g/km | 231 g/km |
| Cost to drive 100 km | $8.68 | $8.84 | $11.94 | $13.02 | $15.04 |
2020 Kia Optima: every figure
| Figure | Powertrain 1 | Powertrain 2 | Powertrain 3 | Powertrain 4 | Powertrain 5 |
|---|---|---|---|---|---|
| Displacement | 2.0 L | 2.0 L | 1.6 L | 2.4 L | 2.0 L |
| Cylinders | 4 | 4 | 4 | 4 | 4 |
| MPG city (US) | 40 | 39 | 27 | 25 | 21 |
| MPG highway (US) | 45 | 44 | 37 | 34 | 30 |
| MPG combined (US) | 42 | 41 | 31 | 28 | 24 |
| MPG combined (Imperial) (converted from the US figure) | 50 | 49 | 37 | 34 | 29 |
| Charge at 240 V | 2.7 hours | ||||
| Luggage volume (litres converted from EPA's cubic feet) | 368 L (13 cu ft) | 283 L (10 cu ft) | 453 L (16 cu ft) | 453 L (16 cu ft) | 453 L (16 cu ft) |
| Fuel cost a year (EPA) (EPA: 15,000 miles at its fuel prices) | US$1,600 | US$1,650 | US$2,150 | US$2,400 | US$2,800 |
| Fuel cost for 20,000 km (at $1.55 a litre) | $1,736 | $1,768 | $2,388 | $2,604 | $3,008 |
Sources: fuel use, MPG, CO2, electric range, battery, charge time, luggage volume and the annual fuel cost are the US EPA's (fueleconomy.gov). Imperial MPG, litres, inches and pounds are converted from those figures. Figures no free source publishes for this car (power, torque, acceleration, top speed, fuel tank, towing) are left out.
What to check when buying the 2020 Kia Optima
- NHTSA lists no recall campaign for this model year.
- Owners filed 153 complaints with NHTSA, most often about engine (103), power train (28) and unknown or other (17). Have those parts checked before you buy.
Source: NHTSA (US) recall campaigns and owner complaints for this model year.
The 2020 Kia Optima: before you buy
We are a rental company, not a dealer, so there is no 2020 Kia Optima for sale by us right now. We are not a lender and do not arrange loans. A monthly rental can cover the time while you arrange financing with your bank. Buying the 2020 Kia Optima is a big decision; here is the information we have.
Recalls and complaints
Ask for the service records and check open recalls by the VIN. A private seller in Ontario must give you a Used Vehicle Information Package. In Ontario, a used car needs a Safety Standards Certificate to be registered. A pre-purchase inspection at a shop you choose is money well spent.
The numbers in plain words
It uses the 2.0L 4-cylinder hybrid and front-wheel drive. As a hybrid, it does best in stop-and-go traffic, where the electric motor does more of the work. Front-wheel drive is the usual layout for cars this size, predictable in the rain and the snow.
By the EPA's combined rating of 5.6 L/100 km, 300 km takes about 17 litres. That works out to about $8.68 per 100 km at our price setting. EPA puts its fuel cost at US$1,600 a year for 15,000 miles at US prices.
Good uses for the Optima
It suits a stretch between cars, by the week or the month. It suits anyone who needs a car for a few days, a week or a month without buying one.
What the Optima is like
It is a straightforward car to drive, park and live with. Its 368 litre trunk is enough for about two large suitcases and a few soft bags.
Drive it on your own roads
Rent the Optima first, and buy only if it fits your life. A week with the Optima answers more than any brochure. Drive the Optima on your commute before you commit to it.
Which one to look for
Set a budget that includes tax, licensing, insurance and the first set of tires. Ask the seller which trim it is; badges can be swapped and options vary. Within the 2020 lineup, trims share powertrains or differ in equipment; the trim pages show which.
The cost of driving it
Tires, brakes and batteries are the regular costs to budget for beyond fuel. Ask what a set of tires costs for this trim; sizes and prices vary. A 1,000 km month costs roughly $86.80 at our price setting.
Still deciding?
Ask us anything about renting before you buy.
Rent it for a week before you buy
A week of your own driving tells you more than a test drive: the commute, the parking, the fuel. Rent a 2020 Kia Optima from us first.
Ask us about the 2020 Kia Optima
Tell us your budget and when you want to buy; we look for a 2020 Kia Optima for you and reply within one business day.
Buying the 2020 Kia Optima
Does CarmaCars sell the 2020 Kia Optima?
Not right now. CarmaCars rents cars; it sells one only now and then. Tell us what you want and we look for one, or rent one for a week first.
Can I rent a 2020 Kia Optima before I buy one?
Yes. Request it for a week (or longer, up to 365 days) and drive it as your own; nothing is charged until we confirm and you approve.
Does the 2020 Kia Optima have recalls?
NHTSA lists no recall campaign for this model year.
What does the 2020 Kia Optima cost in fuel a year?
EPA puts it at US$1,600 a year for 15,000 miles at its fuel prices; at our price setting, 20,000 km cost about $1736.00.
Where do the figures come from?
Fuel use and fuel cost from the US EPA (fueleconomy.gov), dimensions and weight from NHTSA vPIC Canadian specifications, recalls and complaints from NHTSA. We leave out any figure no free source publishes.