Car financing: silver 2016 Cadillac CTS Standard in Farmbrook

The 2016 Cadillac CTS Standard: before you buy

No 2016 Cadillac CTS Standard is for sale by CarmaCars at the moment; this page helps you judge the car before you buy one elsewhere. We are not a lender and do not arrange loans. A monthly rental can cover the time while you arrange financing with your bank. This page sets out the 2016 Cadillac CTS Standard for buyers, in plain words.

Recalls and complaints

Ask for the service records and check open recalls by the VIN. There are 4 NHTSA recall campaigns on file; a dealer can check by the VIN whether each was done. A private seller in Ontario must give you a Used Vehicle Information Package. Check whether every recall was done, by the VIN, before you pay.

What the specs mean

The 2.0L 4-cylinder turbo with rear-wheel drive is the powertrain to look at. The turbo gives a small engine the pull of a bigger one when you need it. Rear-wheel drive gives balanced handling; in winter, the tires make the biggest difference.

Rated at 9.6 L/100 km combined, it needs around 29 litres for a 300 km round trip. At our price setting, 1,000 km costs about $168. EPA puts its fuel cost at US$3,300 a year for 15,000 miles at US prices.

Good uses for the CTS

It suits a weekend away when the train does not reach where you are going. It suits client visits, weddings and special weekends.

Inside and out

Its car body is low and settled, with a separate trunk. Its length is 5.02 m, so it is on the long side. Check the size of a tight parking spot. With 368 litres of luggage space by the EPA's measure, it takes about two large suitcases and a few soft bags.

A longer test drive

Load it with your things and park it where you park; then decide. Rent first, buy later: a week with the CTS answers the big questions. Rent the CTS for a week and see how it fits your life.

Narrowing it down

Look at a few listings of the same year and trim to get a feel for fair prices. A newer year is not always better; check what changed before paying more for it. Set a budget that includes tax, licensing, insurance and the first set of tires.

Running costs

A 1,000 km month costs roughly $168 at our price setting. Premium gas adds to the running cost compared with a car on regular. Get an insurance quote for this exact model before you buy; rates differ a lot between models.

A note on Farmbrook

If you need it in Farmbrook itself, send a request and we will tell you honestly whether we can help. Farmbrook is about 544 km from Toronto, outside our delivery area.

Still deciding?

Ask about renting first, and buy with a clear head.