Car financing: 2020 Kia Optima
None for sale by us right now: rent one for a week first, or ask us to find one. Rated 5.6 to 9.7 L/100 km combined (EPA). 0 NHTSA recall campaigns. CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.
- For sale by us
- 0
- Combined
- 5.6 to 9.7 L/100 km
- Recalls
- 0

For sale
We do not have a 2020 Kia Optima for sale right now. We are a rental company: rent one for a week to try it, or tell us what you want and we look for one for you.
CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.
2020 Kia Optima specs
| Spec | Powertrain 1 | Powertrain 2 | Powertrain 3 | Powertrain 4 | Powertrain 5 |
|---|---|---|---|---|---|
| Engine | 2.0L 4-cylinder hybrid | 2.0L 4-cylinder hybrid | 1.6L 4-cylinder turbo | 2.4L 4-cylinder | 2.0L 4-cylinder turbo |
| Drive | Front-wheel drive | Front-wheel drive | Front-wheel drive | Front-wheel drive | Front-wheel drive |
| Transmission | 6-speed automatic | 6-speed automatic | 7-speed automatic | 6-speed automatic | 6-speed automatic |
| Fuel | Hybrid (gas) | Plug-in hybrid | Regular gas | Regular gas | Regular gas |
| City | 5.9 L/100 km | 6.0 L/100 km | 8.7 L/100 km | 9.6 L/100 km | 11.2 L/100 km |
| Highway | 5.2 L/100 km | 5.3 L/100 km | 6.4 L/100 km | 7.0 L/100 km | 7.9 L/100 km |
| Combined | 5.6 L/100 km | 5.7 L/100 km | 7.7 L/100 km | 8.4 L/100 km | 9.7 L/100 km |
| Electric range | Not rated | 1014 km | Not rated | Not rated | Not rated |
| CO₂ | 132 g/km | 60 g/km | 181 g/km | 199 g/km | 231 g/km |
| Cost to drive 100 km | $8.68 | $8.84 | $11.94 | $13.02 | $15.04 |
2020 Kia Optima: every figure
| Figure | Powertrain 1 | Powertrain 2 | Powertrain 3 | Powertrain 4 | Powertrain 5 |
|---|---|---|---|---|---|
| Displacement | 2.0 L | 2.0 L | 1.6 L | 2.4 L | 2.0 L |
| Cylinders | 4 | 4 | 4 | 4 | 4 |
| MPG city (US) | 40 | 39 | 27 | 25 | 21 |
| MPG highway (US) | 45 | 44 | 37 | 34 | 30 |
| MPG combined (US) | 42 | 41 | 31 | 28 | 24 |
| MPG combined (Imperial) (converted from the US figure) | 50 | 49 | 37 | 34 | 29 |
| Charge at 240 V | 2.7 hours | ||||
| Luggage volume (litres converted from EPA's cubic feet) | 368 L (13 cu ft) | 283 L (10 cu ft) | 453 L (16 cu ft) | 453 L (16 cu ft) | 453 L (16 cu ft) |
| Fuel cost a year (EPA) (EPA: 15,000 miles at its fuel prices) | US$1,600 | US$1,650 | US$2,150 | US$2,400 | US$2,800 |
| Fuel cost for 20,000 km (at $1.55 a litre) | $1,736 | $1,768 | $2,388 | $2,604 | $3,008 |
Sources: fuel use, MPG, CO2, electric range, battery, charge time, luggage volume and the annual fuel cost are the US EPA's (fueleconomy.gov). Imperial MPG, litres, inches and pounds are converted from those figures. Figures no free source publishes for this car (power, torque, acceleration, top speed, fuel tank, towing) are left out.
What to check when buying the 2020 Kia Optima
- NHTSA lists no recall campaign for this model year.
- Owners filed 153 complaints with NHTSA, most often about engine (103), power train (28) and unknown or other (17). Have those parts checked before you buy.
Source: NHTSA (US) recall campaigns and owner complaints for this model year.
Buying the 2020 Kia Optima
We are a rental company, not a dealer, so there is no 2020 Kia Optima for sale by us right now. We are not a lender and do not arrange loans. A monthly rental can cover the time while you arrange financing with your bank. Before you buy the 2020 Kia Optima, here is what the figures say and what to look at.
Before you sign for the Optima
Owners filed 153 complaints with NHTSA, most often about engine, power train and unknown or other; have those parts checked. A private seller in Ontario must give you a Used Vehicle Information Package. A pre-purchase inspection at a shop you choose is money well spent. In Ontario, a used car needs a Safety Standards Certificate to be registered.
What the figures tell you
It uses the 2.0L 4-cylinder hybrid and front-wheel drive. It is a hybrid: the battery charges itself as you drive and brake, so there is nothing to plug in. Front-wheel drive is the usual layout for cars this size, predictable in the rain and the snow.
By the EPA's combined rating of 5.6 L/100 km, 300 km takes about 17 litres. A weekend of 300 km comes to about $26.04 at our price setting. At US fuel prices, the EPA estimates US$1,600 a year for 15,000 miles.
What the Optima is like
It is a straightforward car to drive, park and live with. EPA lists 368 litres of luggage space, enough for about two large suitcases and a few soft bags.
Who rents the Optima
It suits a family trip where everyone and everything fits in one car. It suits someone whose own car is in the shop for a while.
Try before you buy
A week with the Optima answers more than any brochure. Rent it, live with it for a week, and decide with real experience. Load it with your things and park it where you park; then decide.
The cost of driving it
Ask what a set of tires costs for this trim; sizes and prices vary. Tires, brakes and batteries are the regular costs to budget for beyond fuel. A 1,000 km month costs roughly $86.80 at our price setting.
Year and trim
Decide what matters most first: fuel use, space, or the price you can pay. If two trims share a powertrain, the difference is equipment, which you can check in person. Look at a few listings of the same year and trim to get a feel for fair prices.
Ask us
Ask us anything about renting before you buy.
Rent it for a week before you buy
A week of your own driving tells you more than a test drive: the commute, the parking, the fuel. Rent a 2020 Kia Optima from us first.
Ask us about the 2020 Kia Optima
Tell us your budget and when you want to buy; we look for a 2020 Kia Optima for you and reply within one business day.
Buying the 2020 Kia Optima
Does CarmaCars sell the 2020 Kia Optima?
Not right now. CarmaCars rents cars; it sells one only now and then. Tell us what you want and we look for one, or rent one for a week first.
Can I rent a 2020 Kia Optima before I buy one?
Yes. Request it for a week (or longer, up to 365 days) and drive it as your own; nothing is charged until we confirm and you approve.
Does the 2020 Kia Optima have recalls?
NHTSA lists no recall campaign for this model year.
What does the 2020 Kia Optima cost in fuel a year?
EPA puts it at US$1,600 a year for 15,000 miles at its fuel prices; at our price setting, 20,000 km cost about $1736.00.
Where do the figures come from?
Fuel use and fuel cost from the US EPA (fueleconomy.gov), dimensions and weight from NHTSA vPIC Canadian specifications, recalls and complaints from NHTSA. We leave out any figure no free source publishes.