Car financing: 2020 Kia Optima

None for sale by us right now: rent one for a week first, or ask us to find one. Rated 5.6 to 9.7 L/100 km combined (EPA). 0 NHTSA recall campaigns. CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.

For sale by us
0
Combined
5.6 to 9.7 L/100 km
Recalls
0

Ask about it

Kia Optima of the 2016 to 2020 generation
Photo: LuvsMG481, CC BY-SA 4.0, Wikimedia Commons. Representative photo, not one of our cars

For sale

We do not have a 2020 Kia Optima for sale right now. We are a rental company: rent one for a week to try it, or tell us what you want and we look for one for you.

CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.

2020 Kia Optima specs

2020 Kia Optima powertrains
SpecPowertrain 1Powertrain 2Powertrain 3Powertrain 4Powertrain 5
Engine2.0L 4-cylinder hybrid2.0L 4-cylinder hybrid1.6L 4-cylinder turbo2.4L 4-cylinder2.0L 4-cylinder turbo
DriveFront-wheel driveFront-wheel driveFront-wheel driveFront-wheel driveFront-wheel drive
Transmission6-speed automatic6-speed automatic7-speed automatic6-speed automatic6-speed automatic
FuelHybrid (gas)Plug-in hybridRegular gasRegular gasRegular gas
City5.9 L/100 km6.0 L/100 km8.7 L/100 km9.6 L/100 km11.2 L/100 km
Highway5.2 L/100 km5.3 L/100 km6.4 L/100 km7.0 L/100 km7.9 L/100 km
Combined5.6 L/100 km5.7 L/100 km7.7 L/100 km8.4 L/100 km9.7 L/100 km
Electric rangeNot rated1014 kmNot ratedNot ratedNot rated
CO₂132 g/km60 g/km181 g/km199 g/km231 g/km
Cost to drive 100 km$8.68$8.84$11.94$13.02$15.04

2020 Kia Optima: every figure

2020 Kia Optima figures by powertrain
FigurePowertrain 1Powertrain 2Powertrain 3Powertrain 4Powertrain 5
Displacement2.0 L2.0 L1.6 L2.4 L2.0 L
Cylinders44444
MPG city (US)4039272521
MPG highway (US)4544373430
MPG combined (US)4241312824
MPG combined (Imperial) (converted from the US figure)5049373429
Charge at 240 V2.7 hours
Luggage volume (litres converted from EPA's cubic feet)368 L (13 cu ft)283 L (10 cu ft)453 L (16 cu ft)453 L (16 cu ft)453 L (16 cu ft)
Fuel cost a year (EPA) (EPA: 15,000 miles at its fuel prices)US$1,600US$1,650US$2,150US$2,400US$2,800
Fuel cost for 20,000 km (at $1.55 a litre)$1,736$1,768$2,388$2,604$3,008

Sources: fuel use, MPG, CO2, electric range, battery, charge time, luggage volume and the annual fuel cost are the US EPA's (fueleconomy.gov). Imperial MPG, litres, inches and pounds are converted from those figures. Figures no free source publishes for this car (power, torque, acceleration, top speed, fuel tank, towing) are left out.

What to check when buying the 2020 Kia Optima

  • NHTSA lists no recall campaign for this model year.
  • Owners filed 153 complaints with NHTSA, most often about engine (103), power train (28) and unknown or other (17). Have those parts checked before you buy.

Source: NHTSA (US) recall campaigns and owner complaints for this model year.

Buying the 2020 Kia Optima

We are a rental company, not a dealer, so there is no 2020 Kia Optima for sale by us right now. We are not a lender and do not arrange loans. A monthly rental can cover the time while you arrange financing with your bank. Before you buy the 2020 Kia Optima, here is what the figures say and what to look at.

Before you sign for the Optima

Owners filed 153 complaints with NHTSA, most often about engine, power train and unknown or other; have those parts checked. A private seller in Ontario must give you a Used Vehicle Information Package. A pre-purchase inspection at a shop you choose is money well spent. In Ontario, a used car needs a Safety Standards Certificate to be registered.

What the figures tell you

It uses the 2.0L 4-cylinder hybrid and front-wheel drive. It is a hybrid: the battery charges itself as you drive and brake, so there is nothing to plug in. Front-wheel drive is the usual layout for cars this size, predictable in the rain and the snow.

By the EPA's combined rating of 5.6 L/100 km, 300 km takes about 17 litres. A weekend of 300 km comes to about $26.04 at our price setting. At US fuel prices, the EPA estimates US$1,600 a year for 15,000 miles.

What the Optima is like

It is a straightforward car to drive, park and live with. EPA lists 368 litres of luggage space, enough for about two large suitcases and a few soft bags.

Who rents the Optima

It suits a family trip where everyone and everything fits in one car. It suits someone whose own car is in the shop for a while.

Try before you buy

A week with the Optima answers more than any brochure. Rent it, live with it for a week, and decide with real experience. Load it with your things and park it where you park; then decide.

The cost of driving it

Ask what a set of tires costs for this trim; sizes and prices vary. Tires, brakes and batteries are the regular costs to budget for beyond fuel. A 1,000 km month costs roughly $86.80 at our price setting.

Year and trim

Decide what matters most first: fuel use, space, or the price you can pay. If two trims share a powertrain, the difference is equipment, which you can check in person. Look at a few listings of the same year and trim to get a feel for fair prices.

Ask us

Ask us anything about renting before you buy.

Rent it for a week before you buy

A week of your own driving tells you more than a test drive: the commute, the parking, the fuel. Rent a 2020 Kia Optima from us first.

Rent the 2020 Kia OptimaRequest a rental

Ask us about the 2020 Kia Optima

Tell us your budget and when you want to buy; we look for a 2020 Kia Optima for you and reply within one business day.

CarmaCars is not a lender, dealer or lessor, and does not arrange financing or leases. We rent cars, and sell one only when it is listed for sale on this page with its price.

Buying the 2020 Kia Optima

Does CarmaCars sell the 2020 Kia Optima?

Not right now. CarmaCars rents cars; it sells one only now and then. Tell us what you want and we look for one, or rent one for a week first.

Can I rent a 2020 Kia Optima before I buy one?

Yes. Request it for a week (or longer, up to 365 days) and drive it as your own; nothing is charged until we confirm and you approve.

Does the 2020 Kia Optima have recalls?

NHTSA lists no recall campaign for this model year.

What does the 2020 Kia Optima cost in fuel a year?

EPA puts it at US$1,600 a year for 15,000 miles at its fuel prices; at our price setting, 20,000 km cost about $1736.00.

Where do the figures come from?

Fuel use and fuel cost from the US EPA (fueleconomy.gov), dimensions and weight from NHTSA vPIC Canadian specifications, recalls and complaints from NHTSA. We leave out any figure no free source publishes.